Randy, I'm 27. If I was financially settled for retirement, I would find me a nice little tractor suitable for my needs (unlike the 300u, its too big), and I would restore it for sure. Right now I got about 25,000$ in certificates, and about 8,000 grand in 401k. Not too bad for 3 years since I started saving. It helps to live at home with dad. I still feel I dont have money to blow. My friends who Know what I have are always mad at me cause i never like to spend money. I cant trust the govt for SSI, nor my workplace for a pension since they obliterated it and put 3% of our pay into our 401k and thats our pension. I dont count on 401k either because I just know something is going to screw us all, like stock market collapse or something. Sure Theres alot I could have but dont, but I'll be damned if I'm going to work myself to death = Go for the restore dude!! I would if I felt I had the money. Just remember, seals here, bearings there, paint here, paint there, bolts here, mchine shop there adds up quite a bit. Be prepared to take a while because of the way these things go and to be less a burden on the budget. If you do decide to, I'm sure we'd all love to see progress pics!!
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