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Welcome Bill. Glad you have found our little band. Phil is correct in that everyone has a different answer. And I will respectfully give my opinion. Some of which agrees and some does not agree with Phil. 1st. Yes you have found the oil pan, the round thing under the engine. Howevever from your discription, do not first remove the big round cover. Open the plug that sits at an angle on the side of this cover. That is the oil drain. Once the oil is drained out then the round cover may be removed to replace the filter. Note the cover may be "glued" on with silicone. Gently pry it off. The filter is a canaster type and is available from NAPA. Although call first as it may take a day or two to get it in. It is PN: 1107 - this is a WIC filter so if you have a auto part store that sells wic's then you can go there.
Cost here was $6.59 Also, you will want to change the oil cover seal if yours is old/missing. A Massy-ferg dealer also sells the filter and seal as a kit. I do not know the PN's but they should. Some one said that the oil filter seal was about $2.50. I had a kit price of about $12.00 when I called. You can find your nearest MF dealer at www.agcocorp.com and do a dealer search for your continent. I presume North America. I use straight 30wt. oil. Some will say it must be non-detergent. The choice is yours. The tractor will take 6 quarts with a filter change. The book says change the oil every 50 hours of operation.... i.e. once a year if all you do is mow and garden prep/clean-up. The manuals are well worth getting. The Operaters manual is around $10.00 and the service manual is around $13.00. Although a lot of internet places will want to charge $30.00 or more each. These are good to get at your massey dealer. Post again if you need help finding manuals. So what year is your TO? SN? etc. Jeff p.s. if you plan on mowing make sure you have a ORC. write if you do not know what an ORC is.
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