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Bad News About My Burned 3000

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bravenrace

07-10-2006 07:25:32




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I posted a couple weeks ago about my 3000 catching on fire. I just got the quote for the repair from the local NH dealer and it's $7700.
This is bad enough, since I paid $7100 for it (with a loader and a back blade), but the dealer is saying it's worth about $4500 (without the back blade).
I have seen examples of several comparable tractors in my area going for $6000-$7500, so I don't agree that it's worth only $4500, but I'm not an expert either. I really don't want to lose this tractor. I am the third owner, and it's never been used commercially. It suffers a little on the cosmetic side, but mechanically it's perfect, other than whatever caused the fire. In the five years I've owned it it's never caused me a problem until now. I think the issues are going to be that I don't think it needs all the work the dealer is proposing, and the value, since the insurance company doesn't seem to have a clue about that.
I guess I'm making this post to solicit any help or advice any of you can offer that may help me.
You can see pictures of the tractor before and after the fire here:

Link

Thanks in advance,
Jim

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Jerry/MT

07-11-2006 14:16:45




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 Re: Bad News About My Burned 3000 in reply to bravenrace, 07-10-2006 07:25:32  
If you want to know the worth of this tractor, tell me the year and any other specifics and I can give you the value from the 2006 Tractor Blue Book. You can add the value of the loader (probably $2000-2500) on to that and compare that number to what your dealer is quoting. He may be using the trade in value which is significantly lower than the retail value.



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Hurley J. D.

07-10-2006 18:43:40




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 Re: Bad News About My Burned 3000 in reply to bravenrace, 07-10-2006 07:25:32  
You could go to New Holland North America. Look in the menu and select used equipment. Open it and fill in the blanks to serch dealers 3000. Tractors. Select a photo and specs of one about the shape yours was in before the fire. Some of the tractors on the website has loaders on them some do not. Pick one and then figure a used loader to put on it. I think if you gather this information and present to the insurance company they will work with you.

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Blue Buddy

07-10-2006 16:23:14




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 Re: Bad News About My Burned 3000 in reply to bravenrace, 07-10-2006 07:25:32  
I wish it was as simple as we all think it should be when dealing with insurance companies. You gotta look at how bad it burnt, if the tires went up, then it is bad, too much heat will not just warp an injector pump, I have seen them turned to slag, ok,,assuming it is bad, some things to keep in mind, heat will soften all the valve springs, a bit more heat softens the injector springs, more heat will destroy all the oil seals and gaskets in the engine, some things ya might need, rad, hoses, seals tween the rad and grille, air cleaner parts and hoses, charging system, starter and cables, intrument cluster, fuel sender and others, can be a long list, and the dealer will always err on the side of replacing EVERYTHING that even looks dodgey, cause if something goes wrong later, yer gonna go back and he has to fix it likey, now, a couple options, like ya said, find more accurate prices for a unit like yers was, takes time and calls, but can pay off, or get the dealer to maybe price some Non-NewHolland parts, quite a few jobbers are selling rads and hoses, instrument clusters and such, maybe a few used parts reconditioned, like the starter or even a used injector pump and get it rebuilt? Is still yer tractor, so maybe get him to go over his list of things he figures it needs and maybe yu can get some cheaper stuff installed, insurance ALWAYS likes cheapest route, I hate pricing these jobs cause ya never know just how bad it really is till the job is all done, Best of Luck with that Insurance place

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Old Ford Mechanic

07-10-2006 16:16:06




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 Re: Bad News About My Burned 3000 in reply to bravenrace, 07-10-2006 07:25:32  
I might add that my buddy had the 4600 borrowed from a friend when it burned.His homeowners policy paid for the tractor ($8.000.00)and then let him have the tractor free of charge.So he has $5400.00 in a tractor that is worth much more.



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Old Ford Mechanic

07-10-2006 16:06:45




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 Re: Bad News About My Burned 3000 in reply to bravenrace, 07-10-2006 07:25:32  
Just finished a 77 model 4600 Ford for a friend.It was a total burn from the seat forward.We priced the parts from New Holland but aside from the wiring harness and a couple of other parts we purchased all the parts from an aftermarket supplier.They set him back less than half the New Holland parts.This included all the sheet metal,a rebuilt injector pump,front tires and wheels,starter,alternator and regulator,raditor and water pump and all the power steering componets.I'll admit i gave him a break on my labor but,his bill was only $5400.00 including a $175.00 tip to me.So find you a good mechanic and shop around for your parts.You will save a lot.

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mowr

07-10-2006 18:39:47




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 Re: Bad News About My Burned 3000 in reply to Old Ford Mechanic, 07-10-2006 16:06:45  
Aftermarket sheet metal available? I've bought fenders and grilles but many of us would love to know where to get all the other sheet metal without going to NH. Would you share it with us? Thanks.



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Old Ford Mechanic

07-14-2006 16:16:42




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 Re: Bad News About My Burned 3000 in reply to mowr, 07-10-2006 18:39:47  
Yes,It is available from most parts dealers.Look on the web for dealers like Walts Tractor Parts and others.Most all sheet metal for the 1965 and up Fords is available.This includes 2000 thru 7600 tractors.Very little sheet metal is available ford the pre-1965 tractors.



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RodInNS

07-10-2006 14:18:23




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 Re: Bad News About My Burned 3000 in reply to bravenrace, 07-10-2006 07:25:32  
Like Soundguy said, I can't see your pictures either. I would like to, if you could post them up somewhere without a password. I've seen a few things toasted pretty good over the years. A 3000 was one of them, along with an old tandem truck a neighbour had. The truck had a fiberglass hood, and everything was melted, and the cab completly burned. I saw the truck running buck naked. No air filter, no air lines, no nothing. It ran. He put another cab on, re-plumbed everything, and the truck is on the road yet. This was six or seven years ago. The 3000 diesel that was burned was much the same story. He put new cables on it, got it going. Might have replaced a few lines and belts, etc. Painted it. Works like a charm, and you would never know it was burned.
I would say that if the basic components of your tractor are sound, then you're looking at a rewire, new hoses and belts, battery, distributer parts, plugs, ignition switch, light switch.... that kind of stuff. This is without seeing it....
If it were me, I'd buy it back for 30 cents a pound and fix it myself. I'd bet a couple hundred will have it functioning, and then mabey a grand more to fix everything nice, and paint it yourself. Hydraulic lines will be the killer. I would be willing to bet that the dealer wants your tractor, and that's why the prices are the way they are. He knows damn well it can be fixed cheap during a slow time in the shop, and flipped for a darn good profit. Don't let him get away with it.
I'm pretty confident in saying this because there simply isn't too much to burn on those tractors other than the wireing insulation and the lubricants/fuel. Good luck.

Rod

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souNdguy

07-10-2006 12:37:23




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 Re: Bad News About My Burned 3000 in reply to bravenrace, 07-10-2006 07:25:32  
How about a 2nd opinion. Got any tractor shops in the area. If they could bump the value another grand or grand and a half.. you can probably find a replacement fine.

Ditto on getting it totaled and then buying back as salvage. Pretty much you buy it back at scrap iron price..

If you get lucky, and do the wok yourself.. you may be able to get a check.. buy the carcass back.. repair it good, and then still have enough money for a decent lunch leftover.

Can't see your pics.. it asks for account and password.

Just guessing since I can't see the pics.. but I'd see if i could get it running.. that is.. evaluate the most expensive part.. the engine.

See if you can spin her by hand... If she's a gasser.. this will all be easier.

If the block never went dry, you may be in luck.

Rig up fuel.. and power after removing burnt stuff.. etc.

Soundguy

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john in la

07-10-2006 08:23:20




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 Re: Bad News About My Burned 3000 in reply to bravenrace, 07-10-2006 07:25:32  
If you are dealing with the insurance company you are pretty much stuck between a rock and a hard spot.

I really do not understand your problem. Is the insurance saying the cost is to high?

I would assume that if the insurance company is told the repair cost is $7700 and the replacement cost is $4500 they will just total it and scrap it and replace with another.

What I would do is call the dealer on his statement of replacing for $4500. Tell him you will take the replacement but it must be in the same shape as yours was before the fire. I don’t think they can find one.
A good 3000 with a loader should be $5000 to $7000 depending on area and how bad the seller is motivated to sell.

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bravenrace

07-10-2006 12:12:29




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 Re: Bad News About My Burned 3000 in reply to john in la, 07-10-2006 08:23:20  
That's not the way it works, at least with my insurance company. They don't find me a new tractor, they cut me a check and I have to find a new tractor. So if they don't give me what it would take to buy an equivalent tractor, then I'm out money. This is why I'm trying to find evidence that it's worth more than $4500.



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jim in N M

07-10-2006 07:37:12




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 Re: Bad News About My Burned 3000 in reply to bravenrace, 07-10-2006 07:25:32  
Why not let the Ins.Co. pay you off and than buy it back from the Ins. Co. and fix it your self!!all the Ins. Co. will do is sell it for salvage anyway. Does this make sence? jim in N M



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bravenrace

07-10-2006 07:42:58




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 Re: Bad News About My Burned 3000 in reply to jim in N M , 07-10-2006 07:37:12  
Yes, that is one of the options. But how do you go about determining a fair salvage value?
I originally turned it over to insurance because I need the tractor and don't have time to do the repair. However, if that turns out to be the only/best option, then that's what I'll do. It's just one of the things I'll have to decide on once I know more about what they are willing to do.



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Tx Jim

07-11-2006 03:55:06




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 Re: Burned Rd Baler in reply to bravenrace, 07-10-2006 07:42:58  
Several yrs ago I had a rd. baler burn and insurance paid me and gave me salvage baler. Worked for me as I robbed a $900 bale push-bar off of the crispy critter. You have to hagle with insurance adjuster as he's trying to get out of claim as cheap as he can!!!! Tx Jim



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bjr

07-10-2006 12:55:48




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 Farm equipment Mechanic in reply to bravenrace, 07-10-2006 07:42:58  
Try and find a equipment shop that's a look like it's a small volume shop. A mechanic that's ever been working for any length of time probably could make the thing move again in a couple of hrs time and little wire an' new fuel hose. Then you tinker with it when you got the time. So it don't look like it's gonna run in a parade, but it'll get your work done till you get everything up to snuff. bjr

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