Insurance

The other concern is for some type of liability insurance if youre gonna operate it in a parade and fear some kid may get injured. Many tractor clubs and quite possibly the fair board and/or municipality have broad blanket liability insurance for such events. HOWEVER you the tractor operator are responsible and liable for your own actions remember i.e. if you hit a kid you and the fair board and the county and your mother in law and anyone else will be joined in a law suit as theyre lookin for the "deep pocket" which is usually whatever the most insurance coverage will provide.

Ive been in lots of parades and NEVER had any personal liability coverage. As I said the tractor club or county etc probably has some although I realize I will still get sued (and should if I am negligent) if I injure someone, but often those suits are settled and they dont bother to go after the little guy cuz the insurance carrier wants to pay off n be done with it. STILL accidents happen and people get hurt and one isnt necessarily liable for anothers injuries UNLESS he is found to have been negligent i.e. he owed a certain duty of care which he breached and such was the proximate cause of the injury..... DEEP COMPLEX SUBJECT AND THERES Law libraries filled with it.... tooo complicated for here.

PS I make it a practice to NEVER drive behind any float or entry that is tossing candy to kids, I see that as an accident and a huge lawsuit just waitin to happen.

John T (Retired Engineer, now Country Lawyer)

Gene