Lost Load!!! Part Two

Each person involved will have to collect there damages from there own insurrance company as I was not negligente to cause the accident. Why?

I made ever effort to contain the tanks with-in my vehicle by tieing them too my vehicle. It has no bering on if the strap broke or came loose holding the tanks or if I did not tie the tanks correctly.

Had I not tied the tanks down, then I would be negligente just like I had ran a stop sign or was speeding.

The adjuster stated this would no different as if a rock flew into a winshield that my tire picked up from the roadway or a piece of road debrie that the other person hit. In this case each person would pay for there own damage.

Are our screwy laws really this bad???

T_Bone

I've always felt like this was my fault. The insurrance company was first trying to take it as not being my fault. I replied I thought that was unfair and assumed that the insurrance company had some law to back up them not wanting to pay hence my statement "are our laws that really screwed up"

My next post said that the insurrance company reassigned my case to a field agent that was going to pay for the damage. I then made the comment;
" finally someone with some common sense" as I was happy the ins co wasn't going to stiff the other drivers.

So how could you take that to be cavalier?

T_Bone

Finally someone with some common sense!

T_Bone

My experience was my van burning. It caught a visiting friend's pickup on fire. The adjuster asked if I was negligent. Nobody was around, no idea how the fire started, so nope, not negligent.

When I told them my van damaged the pickup, they finally told me about a "moral" exception. As in, if you feel morally obliged, they'll cough up a little money. $500 was the limit, but it was enough for trim and paint for the pickup with a little beer money left over. Looked pretty good when we finished.