dave, Where your neighbor is..... Medicare Only pays for SKILLED NURSING not Custodial Nursing! Skilled means 24/7 skilled care. Custodial means there is someone around on a 24/7 basis but they are not skilled ie Dr., Nurse, etc. There are clauses that allow your friend to go home and come back after a time, and Medicare will pick up the tab but ,,,,,You are talking about jumping through specific hoops at specific times, Like threading a needle. If he can remain at home for a time that will be the best. BUT I will tell you that your Neighbors will need to start making prep for a Custodial Care Nursing Home, Now this is where the hard decisions will have to be made. At $4000/month average cost how will they pay for his care, use pensions and SS payments. sign over their home to be used as collaterial against the debt. Sell off land or other property. If this is done what about the Mrs. Are their tax consequence. Is your state a "Community Property" state, Then each spouse is entitaled to 1/2 of the whole. That may be a way to approach this problem. Simply split the estate in 1/2 and go from there. Hope this helps, Call me if you like. 512-577-3837 Later, John A.
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Today's Featured Article - Oil Bath Air Filters - by Chris Pratt. Some of us grew up thinking that an air filter was a paper thing that allowed air to pass while trapping dirt particles of a particles of a certain size. What a surprise to open up your first old tractor's air filter case and find a can that appears to be filled with the scrap metal swept from around a machine shop metal lathe. To top that off, you have a cup with oil in it ("why would you want to lubricate your carburetor?"). On closer examination (and some reading in a AC D-14 service manual), I found out that this is a pretty ingenious method of cleaning the air in the tractor's intake tract.
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