The 100 day period begins over again after 6 months if the one receiving skilled care leaves the facility for home or one such as assisted living and does not need skilled care for the 6 month period.
Got to your local social service agency and find out the Medicaid rules specific to your area. To qualify for benefits here, one has to spend down their assets and can have the following: A car-- It can be a $500 clunker or a Rolls Royce, $2000 in monetary assets, checking, or a savings account, and can keep the house and any property directly adjacent to the house. My mom has a house on a 1 acre lot and 17 acres of farmland on a separate deed adjoining her home lot, and she can keep that all. The problems that arise are that her spouse or heirs will have to keep up the property and pay bills accordingly to maintain this asset level. The sick one will have no income as her social security will go to the nursing home. So, it can be left up to the POAs as to how to manage the assets. The kids could in reality pay for all the sick one's bills which would protect his or her asset base and not put him or her on Medicaid. I have a cousin and her husband doing that now. She was deeded some out of state property and faces the "lookback" provisions of the law. In order to protect her ability to keep the land, she is paying her mom"s bills. She will spend less money than ifn she had to buy the property on the open market.
My Mom has been in and out of both types of facilities for almost 2 years.
Be careful about re-titling property and assets. There is a 5 year lookback, and Medicaid and social services will come and get their money even if they wait until after a sick one has passed away. I have heard horror stories about that.
Have wills, POAs, and health care POAs in place. Do not do anything based upon what friends or medical folks tell you. Go to social services and get the rules, then go to an attorney if necessary.
The truth is that we all should do estate planning much earlier than we do to help avoid the 5 year rule and such situations as this.
These are some of the things I have learned over the last 2 years. Your experiences may differ. I am my mom's POA and Health Care POA. I am still learning. Good Luck. It becomes difficult at times.
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Today's Featured Article - When Push Comes to Shove - by Dave Patterson. When I was a “kid” (still am to a deree) about two I guess, my parents couldn’t find me one day. They were horrified (we lived by the railroad), my mother thought the worst: "He’s been run over by a train, he’s gone forever!" Where did they find me? Perched up on the seat of the tractor. I’d probably plowed about 3000 acres (in my head anyway) by the time they found me. This is where my love for tractors started and has only gotten worse in my tender 50 yrs on this “green planet”. I’m par
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