Posted by Sam#3 on July 10, 2008 at 04:58:35 from (70.141.193.17):
In Reply to: OT Financial Fiasco posted by dave guest on July 09, 2008 at 21:18:35:
What Vito said is a good wrap-up. Most people just do not understand what they sign. The loan instrument is called a 'Promissory Note' and it usually begins, "I promise to pay. . . ." Nowhere does it say, "If I don't want to pay (or I can’t pay) I may return car" and balance owed will be forgiven.” It sounds like your relative is in the same has the same problem as the current housing market and it is the day to day routine with automobiles. An old saying is cars lose value the minute you take possession. I wish your relative good luck!
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