Posted by Ron-MO on July 10, 2008 at 06:33:35 from (24.177.135.98):
In Reply to: OT Financial Fiasco posted by dave guest on July 09, 2008 at 21:18:35:
While it is not an easy fix, and I once owned a vehicle that I no longer wanted to own, yet owed more than I could get on trade, I found a method to "right myself". Of course I did not owe double what the car was worth either. If I recall correctly the vehicle I had was worth about $7,000 on trade, yet I owed around $10,000. Part of the problem is that there is usually a huge difference in what a dealer will allow on trade vs. what it would be worth selling outright. I chose to ride it out and try to sell and recover what I owed. I ended up selling for around $9,000 and eating a small amount by the time it was all said and done. Is the car only worth $10,000 or is that what a dealer is telling you it is worth? There can be a huge difference between their trade in and actually what your car is worth. Sometimes $5,000 - $7,000 difference. Dealer markup on used cars is huge in most cases - much more than new cars/trucks.
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