I'm going to go against the grain here and say NO, it's not worth taking a mechanic... UNLESS this is a trusted personal friend.
A machinery dealer is not going to give some schlub off the street one of their best mechanics for God knows how long to go and look over a tractor, even if you pay. What they will do is give you the greenest kid they have in the shop, and charge you full price, if they will do it at all.
Not knocking the kid per se, but he won't have the experience necessary to determine the health of a tractor just by looking and listening. Heck, even most experienced mechanics can't do that.
Truth be told, you're taking a chance no matter what you do. Everything could check out fine but the tractor breaks down just driving it home. It could fall apart the first time you hook it to something. Frankly, I never pay more for a tractor than I'd be willing to wad up, douse in gasoline, and set on fire after I parted it out.
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Today's Featured Article - When Push Comes to Shove - by Dave Patterson. When I was a “kid” (still am to a deree) about two I guess, my parents couldn’t find me one day. They were horrified (we lived by the railroad), my mother thought the worst: "He’s been run over by a train, he’s gone forever!" Where did they find me? Perched up on the seat of the tractor. I’d probably plowed about 3000 acres (in my head anyway) by the time they found me. This is where my love for tractors started and has only gotten worse in my tender 50 yrs on this “green planet”. I’m par
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