GeneMO, no offense intended here but you can't make assumptions like that... Insurance companies are always looking for ways to weasel out of providing promised services to its customers. This would be a classic corner case where the insurance company can say "kiss off" because of some obscure technicality in the policy wording.
Never assume that you are covered. If you assume anything at all, assume you are NOT covered.
You can thumb your nose at society and go ahead with the parade with no coverage. Odds are that you won't have a problem, but just as sure as you figure nothing bad's going to happen, one of the little monsters will do a half-gainer somersault off the wagon just for grins. Maybe the parents will be decent people, accept responsibility, and their medical insurance will pay for it. More likely they will be typical a-holes and go straight to the nearest personal injury lawyer, who will sue everyone in sight...
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Today's Featured Article - Tractor Profile: Farmall M - by Staff. H so that mountable implements were interchaneable. The Farmall M was most popular with large-acreage row-crop farmers. It was powered by either a high-compression gas engine or a distillate version with lower compression. Options included the Lift-All hydraulic system, a belt pulley, PTO, rubber tires, starter, lights and a swinging drawbar. It could be ordered in the high-crop, wide-front or tricycle configurations. The high-crop version was called a Model MV.
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