GeneMO, no offense intended here but you can't make assumptions like that... Insurance companies are always looking for ways to weasel out of providing promised services to its customers. This would be a classic corner case where the insurance company can say "kiss off" because of some obscure technicality in the policy wording.
Never assume that you are covered. If you assume anything at all, assume you are NOT covered.
You can thumb your nose at society and go ahead with the parade with no coverage. Odds are that you won't have a problem, but just as sure as you figure nothing bad's going to happen, one of the little monsters will do a half-gainer somersault off the wagon just for grins. Maybe the parents will be decent people, accept responsibility, and their medical insurance will pay for it. More likely they will be typical a-holes and go straight to the nearest personal injury lawyer, who will sue everyone in sight...
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Today's Featured Article - Identifying Tractor Noises - by Curtis Von Fange. Listening To Your Tractor : Part 3 - In this series we are continuing to learn the fine art of listening to our tractor in hopes of keeping it running longer. One particularly important facet is to hear and identify the particular noises that our
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