GeneMO, no offense intended here but you can't make assumptions like that... Insurance companies are always looking for ways to weasel out of providing promised services to its customers. This would be a classic corner case where the insurance company can say "kiss off" because of some obscure technicality in the policy wording.
Never assume that you are covered. If you assume anything at all, assume you are NOT covered.
You can thumb your nose at society and go ahead with the parade with no coverage. Odds are that you won't have a problem, but just as sure as you figure nothing bad's going to happen, one of the little monsters will do a half-gainer somersault off the wagon just for grins. Maybe the parents will be decent people, accept responsibility, and their medical insurance will pay for it. More likely they will be typical a-holes and go straight to the nearest personal injury lawyer, who will sue everyone in sight...
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Today's Featured Article - Harvestin Corn in Southern Wisconsin: The Early Years - by Pat Browning. In this area of Wisconsin, most crops are raised to support livestock production or dairy herds in various forms. Corn products were harvested for grain, and for ensilage (we always just called it 'silage'). Silo Filling Time On dairy farms back in the 30's and into the first half of the 40's, making of corn silage was done with horses pulling a corn binder producing tied bundles of fresh, sweet-smelling corn plants, nice green leaves with ear; the
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