Posted by kyhayman on June 18, 2011 at 23:00:10 from (75.105.0.38):
In Reply to: insurance ? new farm posted by 65mas162 on June 18, 2011 at 07:03:47:
Find a new company.... I've been with Kentucky Farm Bureau since I started. Really the only game in town with the total package. Your state should have local Farm Bureaus that write farm owner policies. I try to carry some coverage on any building that has some value to me. Maybe just a few thousand dollars of coverage but something. Rate is a around 7 dollars per thousand on pole barn type buildings. House and contents runs about 6.50 per thousand, and machinery about 6.00. As someone who has had total losses on rental homes, tractors, etc as well as other losses such as wind, ice, theft, etc its some of the best money I spend. My bill is around 2500 per year for farm owners with property and casualty and 500K liability. Its another 500 a year for another 4M liability rider. Thats not cheap but as an adjuster told me, the higher your limits the better the legal team if you get sued. I've got thousands of rolls of hay on the road every year. Its cheap protection for what I've worked for. As to crop ins, I cant make it pencil on anything but tobacco. I insure my hay in the barn against fire and theft, same rate as a machinery.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - Grain Threshing in the Early 40's - by Jerry D. Coleman. How many of you can sit there and say that you have plowed with a mule? Well I would say not many, but maybe a few. This story is about the day my Grandfather Brown (true name) decided along with my parents to purchase a new Ford tractor. It wasn't really new except to us. The year was about 1967 and my father found a good used Ford 601 tractor to use on the farm instead of "Bob", our old mule. Now my grandfather had had this mule since the mid 40's and he was getting some age on him. S
... [Read Article]
Latest Ad:
1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.
