Posted by snoop-nc on June 26, 2011 at 13:54:42 from (66.226.58.119):
In Reply to: Re: Wind Sheer posted by Allan In NE on June 26, 2011 at 07:29:37:
Allan...some years back I served on the Board of Directors for a small mutual ins. company here in NC. After a rather devastating hurricane I was sent down to the eastern part of the state to "look/see" and report what I was seeing on some of the claims we were getting. Before long, I was settling some of the smaller claims under the watchful eyes of our claims department. If I felt "uncomfortable" I would set the claim aside for an "adjuster" to handle. You might say that I handled a lot of the "three squares of shingles and paint the LR. ceiling" type claims.
The whole experience was a real eye opener to me about "humanity"...both the honest & dishonest...the selfish and the generous...etc.
It makes no difference to the insurance company HOW MANY years you have been a customer...they are only obligated for what is in the contract/policy in force at the time of the loss. Now a long term relationship might get you a bit quicker service, but that would be about all. My comments in the above posting based on 9 yrs. on the board and several months of field experience after the hurricane..
You did the right thing by quickly getting the tree off the house and the blue tarps in place after photographically documenting your claim.
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