The answer is whatever the language precisely states in the Insurance Contract. It may state act of God or man made etc etc but what you or I believe or think is fair is of little consequence. About the only thing I recall way back in Law School about Insurance was that THE LANGUAGE CONTROLS and if something in particular is not mentioned as being covered THEN IT ISNT as a matter of strict interpretation. If the language simply covers floods and doesnt distinguish or care the cause of such, my "guess" would be one is covered REGARDLESS if man or God caused the same.
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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