Last year my neighbors tree fell on my house, and it was my responsibility. That was the way it was handled in Missouri, but every state is different. Both my neighbor and I had the same insurance company so that made it even easier to figure out who was legally obligated to pay for it. I asked several questions as to why I would have to pay, and the response I got every time was almost every time a tree falls on somebody else's property and causes damage the owner of the damaged property is responsible. The only time responsibility could be put on the other party is if there is a long trail of documentation from experts stating the tree is not healthy and is in imminent danger of falling and causing damage. Furthermore there must be written and documented communications between the two parties including notarized letters being sent signature certified mail of one party asking the other party to remove the problem tree in order to prevent future damage.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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