No offense taken. It's a hobby (and business for some). Just curious if you have any hobbies. Also, lots of people ride competitively and make a living out of something they enjoy. Others (like my wife and daughters) use it to relieve stress, get exercise and stay in shape. Beats paying fees at a gym and running on a treadmill IMO.
Personally, I like to just get on a horse and ride through the fields/trails. Very relaxing and soothing to the soul. If you're strictly looking at the "cost" factor, yeah, it's expensive. But do you golf? My BIL spends thousands of dollars on clubs, greens fees, trips to resorts, etc. All to play a sport that he's not very good at. What about those that restore classic cars (or tractors) where the investment will never pay off? I know a couple of people who have lots of money in the bank because they never DO ANYTHING! They sit in their condo in front of a TV all day long, 7 days a week. All they can talk about is their bank accounts. That is NOT the way I want to live.
Although I did chuckle at your comment on special clothes like the Harley people. Trust me, proper equestrian show clothes cost a lot and that's one aspect that I try to minimize for my family (Me to my daughter: "Do you really need another $400 hunt coat?" and no, we didn't get it).
If all you look at is the dollars and cents, it may be hard to justify, but that is true of a lot of hobbies out there.
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