Well, these days there are tons of homes that are worth far less than the mortgage owed on them. Take that into account when considering purchasing. Is that home or property worth what it owed or asked for, and long term, what will it be worth to you, or those after you if the plan is to sell it later before MAKING AN OFFER.
On every home that I have ever owned, the insurance company sent an agent out to take a look at the properties and photo them, particularly the buildings before writing a policy for me. I would imagine that information was filed with the policies for future reference.
Never had I heard of getting real estate attornies involved until my first purchase when I was in illinois. As a seller, perhaps. But as a buyer, the mortgage company told me that they wouldn't stop me from paying the typical fee at the time of about $350 if I wanted to, but in their opinion I would not need to, because if they couldn't get a clear shot at the title, doing their homework first to insure there were no leins, etc, then they would not even offer a mortgage, period. As a seller to protect myself, I have had an attorney. To purchase through a mortgage company, not yet.
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Today's Featured Article - Restoration Story: 1964 JD 2010 Dsl - Part 2 - by Jim Nielsen. Despite having to disassemble the majority of my John Deere 2010's diesel engine, I was still hopeful I could leave the engine-complete with crankshaft and camshaft-in the tractor. This would make the whole engine rebuild job much easier-and much less expensive! I soon found however, that the #4 conrod bearing had disintegrated, taking with it chunks of the crankshaft journal. As a resul
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