You did not say where you are located. It makes a big difference state to state and city to city. As for insurance they are going to be looking for safety issues, like fire hazards.
As for the house being built to code. I live in a state that the codes are handled county by county. My county does not have any codes as such. I like that way. I OWN THE LAND. What I put on it should be my decision as long as it does not effect the neighbors negatively. Even then it should have to be way out there before anything is done.
You sound like you want the government to "protect" you from buying a house with issues. The responsibility should rest with you and the seller. You should be able to see any obvious defects. The seller should tell you and hidden ones, such as a well that goes dry in the summer.
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Today's Featured Article - Earthmaster Project Progress Just a little update on my Earthmaster......it's back from the dead! I pulled the head, and soaked the stuck valves with mystery oil overnight, re-installed the head, and bingo, the compression returned. But alas, my carb foiled me again, it would fire a second then flood out. After numerous dead ends for a replacement carb, I went to work fixing mine.I soldered new floats on the float arm, they came from an old motorcycle carb, replaced the packing on the throttle shaft with o-rings, cut new ga
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