I can't answer that for sure .. the bankruptcy laws have changed in Pa since I was forced to file dependent on a bad marriage. I owned nothing at the time, but past bills accumulated to about the same between the both of us, and Ex left me holding the bag.
Saw a lawyer at the time and he said NOT to make any payments his money came first $1700.00 and he filed for me. At the same time he stopped all creditors from harassing me. that was 25 years ago.
Ten years later amongst a miserable divorce, I had rebuilt my credit rating.
Now... before filing you have to try to resolve and satisfy the creditors through a counseling system . If that fails, or isn't feasible to do then you can file bankruptcy.
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Today's Featured Article - Old Time Threshing - by Anthony West. A lovely harvest evening late September 1947, I was a school boy, like all school boys I loved harvest time. The golden corn ripens well and early, the stoking, stacking,.... the drawing in with the tractors and trailers and a few buck rakes thrown in, and possibly a heavy horse. It would be a great day for the collies and the terrier dogs, rats and mice would be at the bottom of the stacks so the dogs, would have a busy time hunting and killing, all the corn was gathered and ricked in what we c
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