I can't answer that for sure .. the bankruptcy laws have changed in Pa since I was forced to file dependent on a bad marriage. I owned nothing at the time, but past bills accumulated to about the same between the both of us, and Ex left me holding the bag.
Saw a lawyer at the time and he said NOT to make any payments his money came first $1700.00 and he filed for me. At the same time he stopped all creditors from harassing me. that was 25 years ago.
Ten years later amongst a miserable divorce, I had rebuilt my credit rating.
Now... before filing you have to try to resolve and satisfy the creditors through a counseling system . If that fails, or isn't feasible to do then you can file bankruptcy.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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