Posted by NCWayne on September 02, 2011 at 09:03:47 from (69.40.232.132):
I know this will probably poof because of the subject but I just wanted to get out the news to at least a few people that the backlash from our illustrious "leader's" Health Care Bill is already hitting the masses.
Wife had worked for First Union/Wachovia for nearly 13 years until it was takn over by Wells Fargo about two years back. Both First Union and later Wachovia had EXCELLENT medical insurance, dental insurancem vision insurance, etc, etc. It was good to the point that when she had complications with her pregnancy that resulted in a 3 month premature birth, and a hospital bill well in excess of $10,000, her out of pocket was the deductable of something like $300.
When Wells Fargo took over two years ago their plan wasn't quite as good when it came to the deductables and the out of pocket for unscheduled Dr visits, etc. Still what they did offer were free yearly wellness exams/physicals, free yearly vision exams, and free yearly dental cleanings.
She came home yesterday with the news that they were all notified that their insurance was changing next year due to the new Healthcare Reform BS. They don't have all the details yet but the gist of the situation was that the new law was going to cause the cost of the current plan for W/F to increase pretty significantly. As a result the new 'health care plan' would be, for want of a better explination, a 'savings plan'. Basically their counselors will look at what you spen total in Dr visits over the past few years and then you pay into the plan at a rate that equals the total they estimate you'll need each year. When you actually go to the Dr and that total amount gets spent then your own your own.
In other words they will have a healthcare 'Plan'/'insurance', just as the law says they are supposed to but in realtity there is no real 'insurance', and it seams the plan is that you take care of yourself, with your own money, but give it to them first to make sure it's there when you need it.
Wife said they are supposed to be giving them more info on the whole mess before too long but from what they have been told so far what I said above pretty much sums up the whole situation. Like I said they were told point blank that the change is due to the new law and all the associated costs, etc related to it that would be placed on the employeers. The cost to employeers going through the roof and said employeers dropping their group coverage for their employees and forcing them to look at other options like Blue Cross, for individual insurance at a higher cost, is one of the things that the people opposed to the whole scheme said would happen......Guess what, it's already starting.
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