If you are going to have money borrowed I'd borrow it from your 401K. Most plans have a prime + interest rate set up, ours is prime + 2% that you pay yourself. It pulls the money out of a fluctuating market and locks in your return.
I would also be as careful about borrowing money from your 401K as you would from any other lending institution. Debt for boats, vacations and other unneeded items should be avoided.
Our plan doesn't allow for "inservice" distributions, borrowing is your only option unless you think quitting is a good financial move.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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