If you are going to have money borrowed I'd borrow it from your 401K. Most plans have a prime + interest rate set up, ours is prime + 2% that you pay yourself. It pulls the money out of a fluctuating market and locks in your return.
I would also be as careful about borrowing money from your 401K as you would from any other lending institution. Debt for boats, vacations and other unneeded items should be avoided.
Our plan doesn't allow for "inservice" distributions, borrowing is your only option unless you think quitting is a good financial move.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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