Actually the 401k is a farce IF-----You dont manage it right. My parents are retired, they arent hurting cause they made wise choices. They also recently bought nursing home insurance. My parents are 69 and 71. My dad retired in 2004. Both in good health. My mom looks 60 dad looks 65. Neither had a pension. Dad had a 401K and he started maxing it out every year when he turned 50.
Think about all the people who pizz away there savings on crap like cigarettes and alcohol. Especially when a pack of smokes is $6, I cant comprehend spending $6 a day to kill myself. (It must be a great feeling to have tobacco in your lungs, I have never smoked)
Diversification is key to investing. Stocks/bonds/cash/ pay off the house. Pension plans that are run by big companies can go down the crapper too. I trust myself over a bunch of people that run a company, look at GM.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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