I've worked for alot of large companies over the years from Martin Marietta to Norfolk Southern RR, and many others in between, and have never run into any problems with not having workman's comp. When your a one man show it's not something that is required by law for you to have and even companies with a 'policy' concerning having the insurance typically understand that your better able to 'compensate' yourself with your own money than paying it out for someone else to do it for you. The only thing that most are really concerned about is the general liability and then it's typically required that you carry a minimum of a million, with an agragate of two million in some cases. Even then some are willing to waive that requirement depending on the type of work being done....especially when your the only one doing that type of work and have been doing it for them for years. In other words it's good to have GOOD customers that you can rely on to work with you when times are bad, because they know they can rely on you to work with them too when they have a problem.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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