If it worked for your dad why wouldn't you stay with the same company? Actually, if he ran it as a named company, you could take over the named company and just carry on. I have never carried workman's comp. in the 34 years of being self employed. Not required in SD if you have a family member or work for yourself. I carry general liability through Allied. Never needed it so don't know how good they are. Tools are covered under a policy coverage called "Inland marine' also with Allied. My work truck is also with them. My insurance company requires that I get a certificate from each of the subs or when they do an annual insurance audit as they call it, they will rate you higher for the subs that didn't provide the certificate.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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