I am self employed with my son as a partner. We cary liability ins. but are not required to carry workman's comp. We couldn't collect on it even if we did pay into it because we work for ourselves. Just because someone has liability ins. doesn't mean you can't be sued if that person got hurt on your job site. The liability only covers him if he does some sort of damage to your property. Liability and workman's comp. are two different types of insurance all together. The comp. will cover him medically if he gets hurt on the job. In my case, my own medical policy pays for my injuries. An insurance certificate will tell you what coverage's the contractor carries.
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
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