Could be one of 2 things. He's trying to set you to low ball it (common practice but illegal in some states) or preparing you for him to total it.
1. READ your policey. See if you are under insured and if you have replacement cost value (some people insure older buildings that are in poor shape hoping to have a loss and get a "free" replacement).
2. Be there when he inspects it. Don't try to talk the building up, just let the adjuster do his job but you being there to point things out will let him know that you are interested in protecting yourself.
3. Have your policey with you! If you have any questions about it ask hin if he has the time. Adjusters very often know more about insurance and the laws of your state than an agent. Mn for example only required about 6 weeks of training to be an agent when I was adjusting. An independant adjust had a very detailed test to pass. I'm still surprised that I know far more about Mn insurance laws than most agents I know.
4. If you don't agree with the estimate you can get one from a contractor at your cost. You can also seek arbitration if you don't agree to a proposed settlement.
Don't be real surprised if you get a fair deal too. Some adjusters are real jerks and others do a good job for both the company and the insured.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - Old Time Threshing - by Anthony West. A lovely harvest evening late September 1947, I was a school boy, like all school boys I loved harvest time. The golden corn ripens well and early, the stoking, stacking,.... the drawing in with the tractors and trailers and a few buck rakes thrown in, and possibly a heavy horse. It would be a great day for the collies and the terrier dogs, rats and mice would be at the bottom of the stacks so the dogs, would have a busy time hunting and killing, all the corn was gathered and ricked in what we c
... [Read Article]
Latest Ad:
1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.
