Posted by Mark - IN. on October 24, 2011 at 20:55:44 from (68.60.242.22):
In Reply to: ot irs posted by chess on October 24, 2011 at 18:31:32:
I owed the IRS money and bounced a check to them one time. That was a dumb thing to do.
I owed them money and wrote them a check. They are not as quick at cashing checks as some would think. Half a year or more goes by, my checking account is off a couple of hundred bucks to my favor, and I can't figure out why. I go through my cancelled checks and ledger for months, and all is good, except that I'm still off a couple hundred to my favor. Had I searched back a couple of more months, I would have found it, but didn't. I added the couple hundred to my account and went on my business of writing checks. Couple of months goes by, then I get a notice from the bank that I bounced a check, and the check number...written to the IRS a long, long, long time ago. My bank charged $40 for an overdraft, and by the time I got the notice in the mail, they had already ran it through a second time, so I got another $40 overdraft for that a couple of more days later too. And since the check bounced twice, it got sent back to the IRS as not cashable due to insufficient funds. Those guys then penalized me because I didn't make payment by the due date, and on top of that would not take another personal check from me, requiring a certified check from a bank, costing even more.
All in all, bouncing a check to the IRS was a dumb thing to do, and I never made that mistake ever again. I make sure that the IRS owes me every year.
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