This is not Randy it is his wife, I do know that with the deductible on the cheaper plan you will have to hit what they call a doughnut whole, which is they will only pay so much for your scripts, then you pay full price again until the max hits again, then they will cover them again. I would personally go for the more expensive one because you know you have to pay $75 anyway, but you may need meds in the future that are more money. I took care of someone who was getting the cheaper plan, and she had a ton of pills, but the part D wouldn't pay for some of them, and she had a doughnut whole like every three months, so she paid the cheaper cost, but every three months she ended up paying about $200 for her scripts, for three months, then the insurance would kick in again. Just make sure the scripts are paid for all the time, look for the word doughnut whole. Or you could call a hospital and ask if they have a certified person to discuss part D insurance.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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