This is not Randy it is his wife, I do know that with the deductible on the cheaper plan you will have to hit what they call a doughnut whole, which is they will only pay so much for your scripts, then you pay full price again until the max hits again, then they will cover them again. I would personally go for the more expensive one because you know you have to pay $75 anyway, but you may need meds in the future that are more money. I took care of someone who was getting the cheaper plan, and she had a ton of pills, but the part D wouldn't pay for some of them, and she had a doughnut whole like every three months, so she paid the cheaper cost, but every three months she ended up paying about $200 for her scripts, for three months, then the insurance would kick in again. Just make sure the scripts are paid for all the time, look for the word doughnut whole. Or you could call a hospital and ask if they have a certified person to discuss part D insurance.
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Today's Featured Article - Chores - by Frank Young. The ceaseless passing of time! It is at once our friend and our enemy. It measures our progress and it makes us old. Like most features of our life, few things are all good or all bad, and most such judgments depend on our own perspective or viewpoint. In our particular hobby, we enjoy the nostalgic return to the days of our youth as we recreate many of the scenes that took place on the family farm that served as the stage for the first few acts of the play that is our live
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