I don't get it? There is no interest if you pay each month on time. All my cards are auto-pay from my checking each month the day they are due. They don't cost me a penny. Instead, I get a monthly record of all expences, incase I were to lose a receipt. I get 1,2,3,up to 5% back on all my purchases. One card last year, 2% refund, sent me a check for $250 for using their card.
I don't get what your RANT is all about. I have many credit cards, use them and make money off the credit card companies in rebates. Everything I buy is put on a credit card. Just got a $75 check back from BANK OF AMERICA for using their card for 2 months purchasing things thay I would have paid cash for.
I could care less what interest rate they charge. I've never paid interest or late fees in 40 years. I just love making money from credit card companies. I use my credit cards as if they were a debit card.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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