If you have no pre existing conditions,change companies,simple as that. Another company will write you a new policy for a HECK of a lot less. I switch every two to three years,always have. The wife and I pay $547 a month right now and we're in the second year. That policy includes $250 a week disability for one year. To be honest,compaired to last year,I'm not even happy with that premium. First of the year,I'm going insurance shopping.
What happens is,with an individual policy,you're put in a pool with other individual policies. At first,they're taking in premium money,but paying out very little. As time goes on,they have to start paying out of that pool. Then they have to raise premiums. People drop their policies,then eventually the pool is costing more than it's taking in and the premium keeps going up as they try to force the rest out.
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Today's Featured Article - Restoration Story: 1964 JD 2010 Dsl - Part 2 - by Jim Nielsen. Despite having to disassemble the majority of my John Deere 2010's diesel engine, I was still hopeful I could leave the engine-complete with crankshaft and camshaft-in the tractor. This would make the whole engine rebuild job much easier-and much less expensive! I soon found however, that the #4 conrod bearing had disintegrated, taking with it chunks of the crankshaft journal. As a resul
... [Read Article]
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1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
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