The value of the home has dropped significantly in the past 5 years I have owned it. When I bought it, it was a foreclosure and now it is worth (according to my assessed property taxes for the year 2012) about half of what I paid for it in February 2007. So it is definitely upside down as far as what I owe on the property. There are no second mortgages that I have, and have never refinanced. The only other debt I have is school loans and my credit card (which unfortunately is higher than it should be due to the battle of finding a job). I cannot afford to hire an attorney, as I just got my first paycheck from the MN DOC, and have spent most on my utilities and paying the credit card bill. The mortgage company (Wells Fargo) put me on a 90-day moratorium in June 2011, which expired in October. I have not made a payment to them since June (because funds would not allow due to the low paying part time job I had obtained during that time).
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Today's Featured Article - Tuning-Up Your Tractor: Plugs & Compression Testing - by Curtis Von Fange. The engine seems to run rough. In the exhaust you can hear an occasion 'poofing' sound like somethings not firing on all cylinders. Under loaded conditions the tractor seems to lack power and it belches black smoke out of the exhaust. For some reason it just doesn't want to start up without cranking and cranking the starter. All these conditions can be signals that your unit is in need of a tune up. Ok, so what is involved in a tune up? You say, swap plugs and file the points....now tha
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