Wells Fargo means things are not going to go in your favor no matter what. I have never had any good dealings with that bank even in good times. As a contractor building houses for people with constructions loans through them, you would think I was the guy buying the house for all the things they wanted of me. I tell people now if they use WF I will add another $1000 onto the cost of the home just for the hassles they put me through. Again that was in good times. When things started going bad, they cut of loans to contractors and business's that had been doing business with them for many years. As to your situation, how much money did you put down when you bought it? That is the amount you are basically losing on the deal. You lived in it since June rent free and the other payments you made can be considered as rent payments. Most of the payment you made went towards the interest on the loan so your principle amount didn't go down much in only 5 years. Your actual monetary loss probably isn't that great unless you had a large downpayment.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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