Wells Fargo means things are not going to go in your favor no matter what. I have never had any good dealings with that bank even in good times. As a contractor building houses for people with constructions loans through them, you would think I was the guy buying the house for all the things they wanted of me. I tell people now if they use WF I will add another $1000 onto the cost of the home just for the hassles they put me through. Again that was in good times. When things started going bad, they cut of loans to contractors and business's that had been doing business with them for many years. As to your situation, how much money did you put down when you bought it? That is the amount you are basically losing on the deal. You lived in it since June rent free and the other payments you made can be considered as rent payments. Most of the payment you made went towards the interest on the loan so your principle amount didn't go down much in only 5 years. Your actual monetary loss probably isn't that great unless you had a large downpayment.
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Today's Featured Article - A Cautionary Tale - by Ian Minshull. In the early 1950s my father bought an Allis Chalmers B and I used it for all the row crop work with the mangolds and potatoes, rolling and the haymaking on our farm. The farm and the Allis were sold and I have spent a lifetime working on farms throughout the country. I promised myself that one day I would own an Allis. That time event
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