I understand everything you are saying, and totally agree. I did not hold up my end of the deal to repay what was owed. I do not want government assistance, and my thinking is as follows; Much like refinancing, since I am locked at a 7% interest rate, what is the reason that they cannot restructure or 'modify' my loan with respect to the interest rate - and wrap the current backpayments and penalties onto the backside of the loan. This right here will not affect the amount that they are repaid with regards to principal, only what they are making off of me in interest. Since they are handing out loans at 4% right now, why not restructure my loan to a lower rate and continue to make money and allow me to stay in the home. Seems like my way of thinking is pretty straight forward, but again as you say, they hold the contract in their favor. I am just trying to abide by what it is they ask for throughout the process.
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Today's Featured Article - Tuning-Up Your Tractor: Plugs & Compression Testing - by Curtis Von Fange. The engine seems to run rough. In the exhaust you can hear an occasion 'poofing' sound like somethings not firing on all cylinders. Under loaded conditions the tractor seems to lack power and it belches black smoke out of the exhaust. For some reason it just doesn't want to start up without cranking and cranking the starter. All these conditions can be signals that your unit is in need of a tune up. Ok, so what is involved in a tune up? You say, swap plugs and file the points....now tha
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