I understand everything you are saying, and totally agree. I did not hold up my end of the deal to repay what was owed. I do not want government assistance, and my thinking is as follows; Much like refinancing, since I am locked at a 7% interest rate, what is the reason that they cannot restructure or 'modify' my loan with respect to the interest rate - and wrap the current backpayments and penalties onto the backside of the loan. This right here will not affect the amount that they are repaid with regards to principal, only what they are making off of me in interest. Since they are handing out loans at 4% right now, why not restructure my loan to a lower rate and continue to make money and allow me to stay in the home. Seems like my way of thinking is pretty straight forward, but again as you say, they hold the contract in their favor. I am just trying to abide by what it is they ask for throughout the process.
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Today's Featured Article - Hydraulic Basics - Part 2 - by Curtis Von Fange. In the last entry to this series we gave a brief overview of hydraulic system theory, its basic components and how it works. Now lets take a look at some general maintenance tips that will keep our system operating to its fullest potential. The two biggest enemies to a hydraulic system are dirt and water. Dirt can score the insides of cylinders, spool valves and pumps. Wate
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