Actually most home owners policies have limits on specific coverage - like guns, or jewelry, or other expensive items beyond the "usual". If you have a $200,000 Monet hanging on your wall your home owners policy may only cover $300.
I know my "basic" policy was limited to $1500 in firearms - that covers my AR10 and part of its scope. I had have a rider put in the policy to cover firearms up to $10,000 for both fire and theft.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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