the 4020 and 4320 have quite a few differences beyond just the turbo. The 4020 is a much better tractor. Overall, the 4320 is a decent tractor but it is one of the worst in its class in fuel consumption per hour. It also is a notoriously hard starting engine. Another beef is that the 404 turbo needs to be ran high RPMS before you can even move a piece of tillage equipment. The 4430 and 4320 at work needed to be running wide open to pull the plow and the 806 and 1066 would just hum right along at much lower RPMS.
They are a good tractor and were certainly well built, I am knit-picking. I am not biased to JD or IH because I am a Oliver/White guy personally.
By the way the 165 is a great tractor. Really handy and dependable. Dad used to have a 165 but now he has a 1080.
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