Seems like it would be pretty unusual to have a bale catch fire while you're hauling- should have been steaming pretty well when loaded, and you'd have noticed. And this long after being put up, any green bales would have long since either burned up, or molded and cooled off. I suspect a cigarette.
Sad situation, either way. Insurance will probably total it, but you can probably buy the salvage and fix it yourself with the money, if you're so inclined.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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