Case e - We built new home during the big housing boom. This was after saving for 10 yrs. so we put 1/2 down.
I wanted to do what you describe however where I live (out in the sticks) and at the time all the new construction I could not get any subs to come out. I was just a single job on a dirt road and others were subdivisions on the hard roads.
For me I hired a semi-retired builder. He had all the relationships with inspectors and contacts for subs. He was only doing about 10 houses a year so if something was slow at my place his crew had another place to work.
We worked it out that they would do most of the work and after inspections I would do my enhancments i.e. garage attic, upstairs attic, crown moulding etc. I worked nights and wx to keep pace with his crew.
Only thing I regret is not making them dismantle the the garage trusses. Was to be a walk out attic from upstairs and when we discovered mistake they already had the felt down. I hate that dam pull down ladder.
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