It's like any other insurance company. They are in the business to make money, and they do so by trying to keep the amount they shell out less than the amount they take in. They do this in many ways. Deductibles, limits, exclusions, etc. If a customer actually read the contract, he would NEVER agree to it.
You are right, people should read the policy before they purchase, but they are being pushed by a car salesman who makes money on the sale. They aren't necessarily told the truth, in other words. This is the pattern with these 'extended warranty' scams - they are being sold to consumers by individuals who make a commission and in situations where customers either can't or don't want to take the time to read a contract.
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
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