That is basically the lay-out except I actually own to the center of the town road. Most town roads are not government owned and are just public right-of-ways over someone else's private land.
So, I own to the center of the road and that is the end boundary of my land. But the town put a creek on the side of the road that is between that end boundary and the rest of my land. So for now - I cannot drive into my land from the that town road because the creek is in the way. That is, unless I build a bridge. That's why the last owner sold it. He considered the land legally "landlocked" or better put "water-locked." No drive-in access. I already owned a bunch of land that borders it and it has access to a different town road. So, in realty I was the only one in town that already had drive-in access to this land without the creek in the way.
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