I just finished looking after my Dad's funeral. His prepaid funeral money was forwarded to an investment company until it was needed. The Funeral Director did all the legwork for me ( he was directing the funeral afterall) and as it turned out, there was about six hundred bucks (the interest on the money) more available for the funeral than what he had paid.
I was told that is required here in central Canada for exactly the reason we all fear the prepaid route. The funeral company could go broke, but the cash is still fully available (for the funeral only). Dad also had a policy certificate.
Now this didn't literly pay for the funeral in that it was money earmarked for the funeral only and the amount of money was an estimate of what a funeral might cost. As it turned out, it was enough and I'm waiting for a refund.
The way I saw this deal was that it was a chunk of money put into an investment to be used only for the owner's funeral expences.
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Today's Featured Article - Old Time Threshing - by Anthony West. A lovely harvest evening late September 1947, I was a school boy, like all school boys I loved harvest time. The golden corn ripens well and early, the stoking, stacking,.... the drawing in with the tractors and trailers and a few buck rakes thrown in, and possibly a heavy horse. It would be a great day for the collies and the terrier dogs, rats and mice would be at the bottom of the stacks so the dogs, would have a busy time hunting and killing, all the corn was gathered and ricked in what we c
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