I just finished looking after my Dad's funeral. His prepaid funeral money was forwarded to an investment company until it was needed. The Funeral Director did all the legwork for me ( he was directing the funeral afterall) and as it turned out, there was about six hundred bucks (the interest on the money) more available for the funeral than what he had paid.
I was told that is required here in central Canada for exactly the reason we all fear the prepaid route. The funeral company could go broke, but the cash is still fully available (for the funeral only). Dad also had a policy certificate.
Now this didn't literly pay for the funeral in that it was money earmarked for the funeral only and the amount of money was an estimate of what a funeral might cost. As it turned out, it was enough and I'm waiting for a refund.
The way I saw this deal was that it was a chunk of money put into an investment to be used only for the owner's funeral expences.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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