I just finished looking after my Dad's funeral. His prepaid funeral money was forwarded to an investment company until it was needed. The Funeral Director did all the legwork for me ( he was directing the funeral afterall) and as it turned out, there was about six hundred bucks (the interest on the money) more available for the funeral than what he had paid.
I was told that is required here in central Canada for exactly the reason we all fear the prepaid route. The funeral company could go broke, but the cash is still fully available (for the funeral only). Dad also had a policy certificate.
Now this didn't literly pay for the funeral in that it was money earmarked for the funeral only and the amount of money was an estimate of what a funeral might cost. As it turned out, it was enough and I'm waiting for a refund.
The way I saw this deal was that it was a chunk of money put into an investment to be used only for the owner's funeral expences.
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Today's Featured Article - Choosin, Mounting and Using a Bush Hog Type Mower - by Francis Robinson. Looking around at my new neighbors, most of whom are city raised and have recently acquired their first mini-farms of five to fifteen acres and also from reading questions ask at various discussion sites on the web it is frighteningly apparent that a great many guys (and a few gals) are learning by trial and error and mostly error how to use a very dangerous piece of farm equipment. It is also very apparent that these folks are getting a lot of very poor and often very dangerous advice fro
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