Buzzman72. Please wait just a minute on cashing out your Whole Life policy. You bought it when you were 18! No matter how good a rate you may get on a Term policy, your Dollar will go further on that policy than in a new one acquired at age 57! I am an Insurance Agent here in Texas, So I can not sell you anything! I specialize in Final Expense Insurance, I deal with this every Day !!! There are things you are missing and may shoot your self in the foot here! A Term Policy is a great policy when used in the right place Application! Final Expense IS NOT THE CORRECT APPLICATION!!! ( a young person with a wife, kids and house mortgage, bills, A Term Policy is a great way for them to cover their debts) At your age you are on the outside edge of getting a 20 yr Term. IF at your age you are in good enough health to get a new policy at a decent rate,,But for argument sake Lets say you can and Do,,,,,,BUT In 20 yrs that policy goes away by virtue of having a Birthday, if you can keep it when the premiums reach $300 to $600/ month you will loose it like a bad habit!... And at that age there isn't much you can still qualify for! I have NEVER seen a Senior who didn't need more coverage, or wished they had more! but their health and useable income have put more, out of reach for them! *************** DO Not Buy The LIE that You Will Not Need Insurance when you get OLD!!! I have sat in WAAY Too Many Homes and had Men tell me in Tears that they wished that they had done things differently. **************** It typically takes 7 yrs of clean health for many company's to reconsider a clean bill of health cancer Survivor for coverage Please look at coverage through Lincoln Heritage out of Phoenix Az, and their Funeral Advantage Program. If You like I can visit with You and tell you all I know and what I believe, Answer your question. To the best of my abilities. I have been an agent for 18+ yrs. My phone is always open to incoming calls call me if you like. My cell # is 512-577-3837, As all of my clients know Your info will never go outbound from Me! Please visit with me about your situation! Before you make a bonehead decision of any-kind!! Later, John A.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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