Buzzman72. Please wait just a minute on cashing out your Whole Life policy. You bought it when you were 18! No matter how good a rate you may get on a Term policy, your Dollar will go further on that policy than in a new one acquired at age 57! I am an Insurance Agent here in Texas, So I can not sell you anything! I specialize in Final Expense Insurance, I deal with this every Day !!! There are things you are missing and may shoot your self in the foot here! A Term Policy is a great policy when used in the right place Application! Final Expense IS NOT THE CORRECT APPLICATION!!! ( a young person with a wife, kids and house mortgage, bills, A Term Policy is a great way for them to cover their debts) At your age you are on the outside edge of getting a 20 yr Term. IF at your age you are in good enough health to get a new policy at a decent rate,,But for argument sake Lets say you can and Do,,,,,,BUT In 20 yrs that policy goes away by virtue of having a Birthday, if you can keep it when the premiums reach $300 to $600/ month you will loose it like a bad habit!... And at that age there isn't much you can still qualify for! I have NEVER seen a Senior who didn't need more coverage, or wished they had more! but their health and useable income have put more, out of reach for them! *************** DO Not Buy The LIE that You Will Not Need Insurance when you get OLD!!! I have sat in WAAY Too Many Homes and had Men tell me in Tears that they wished that they had done things differently. **************** It typically takes 7 yrs of clean health for many company's to reconsider a clean bill of health cancer Survivor for coverage Please look at coverage through Lincoln Heritage out of Phoenix Az, and their Funeral Advantage Program. If You like I can visit with You and tell you all I know and what I believe, Answer your question. To the best of my abilities. I have been an agent for 18+ yrs. My phone is always open to incoming calls call me if you like. My cell # is 512-577-3837, As all of my clients know Your info will never go outbound from Me! Please visit with me about your situation! Before you make a bonehead decision of any-kind!! Later, John A.
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Today's Featured Article - A Cautionary Tale - by Ian Minshull. In the early 1950s my father bought an Allis Chalmers B and I used it for all the row crop work with the mangolds and potatoes, rolling and the haymaking on our farm. The farm and the Allis were sold and I have spent a lifetime working on farms throughout the country. I promised myself that one day I would own an Allis. That time event
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