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Re: OT - Health insurance and Local hospital discount...


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Posted by JDseller on April 08, 2012 at 20:04:14 from (208.126.196.144):

In Reply to: OT - Health insurance and Local hospital discount... posted by petetherookie on April 08, 2012 at 18:06:20:

Did your bill say uninsured or non-insurance billed?? The reason I asked is that my health insurance pays me not the hospital/doctor. I get so much for each procedure. If it costs more than that I have to pay the difference. If it is less then the surplus is mine. I have had this policy for almost thirty years. It was a real life saver when my first wife had cancer. Most of the time I could gain the deductible with the cash discounts I could get by paying the bill directly myself.

I had some surgery done late last year. The surgeon knocked two grand off the bill because I paid him before the operation. He told me it may take him six months to get paid by an insurance company.

When my youngest son had to have his wisdom teeth cut out. The oral surgeon charged me $2000 for a cash/check payment and $3000 if he had to bill the insurance company. Same reason. He told me that he had over $200,000 owed him by the public employee's health insurance. Said the time between the services and him receiving his payment was almost nine months. He had a lot of teachers that had things done. He said he wished he could refuse all insurance and just worry about treating patients. Not worrying about getting paid from some bureaucrat.


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