My home owner's policy covers my tractors that are used "soley to maintain my property", which means it will not cover them if I take them off my property. Not even to the neighbor's house.
My agent also said it would be "iffy" if I were to drive them to another property I own.
This is not the same as a farm policy. He was quite upfront about that.
The ones I had to buy separate policies for are the ones I haul on a trailer to shows.
Those do not fall under a farm policy, or the HO policy.
It was not very expensive. I think it was roughly $1.00 per $1000 coverage. They had to take pictures of the condition and I had to estimate the value.
I was more worried about being in an accident and having one come off the trailer and causing injuries.
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Today's Featured Article - Timing Your Magneto Ignition Tractor - by Chris Pratt. If you have done major engine work or restored your tractor, chances are you removed the magneto and spark plug wires and eventually reached the point where you had to put it all back together and make it run. On our first cosmetic restoration, not having a manual, we carefully marked the wires, taped the magneto in the position it came off, and were careful not to turn the engine over while we had these components off. We thought we could get by with this since the engine ran perfectly and would not need any internal work. After the cleanup and painting was done, we began reassembly and finally came to t
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