Posted by paul on July 17, 2012 at 09:50:14 from (76.77.197.143):
In Reply to: mpci insurance posted by huskers86phone on July 17, 2012 at 08:28:55:
Back in the 80's, or was it early 90's, we needed real basic crop insurance to be in the farm program.
Signed up, the agent talked me into the $8.50 an acre coverage as it was so much better than the $7 coverage.
Had a very wet year, yield was around 50%, coulsd see that early on. Visited the agent, he turned around, got an orange paper he handed me, and it outlined how as a new user I'd be discounted 20% of 10% of the whole 80%, and there would be this cdiscount & that discount.
I took the paper home, figured itt out, and if I had zero yield, the most the insurance would pay me woulda been $18 an acre.
Funny he didn't know anything about that paper when I was signing up, just kept telling me I'd only need a 20% loss to start getting free money, soch a good deal.
I have a dim view of crop insurance and insurance agents since then.
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