Posted by Paul Simmer on July 27, 2012 at 12:50:56 from (75.40.244.2):
In Reply to: OT - I hate banks... posted by Lyndon - AB on July 27, 2012 at 12:06:11:
Way back in 1975 I was buying a 1973 Dodge Charger from a friend of mine, as he had a new Nova ordered. I called the bank, gave them the description and vin of the car. My friend wanted $2,000.00 for it. (I know, the good old days!). Bank looked it up, said no problem the car was valued higher than that. The day he was buying his new car, I was to give him the check for the Charger. Went to the bank that morning, was told we will loan you $1500.00. When I questioned them, they said it was standard practice to loan 75% of the cost. I reminded them I had called and it was all set. Still no budging on their part. I then asked if I had told them it was $2500.00 would they have loaned me the $2,000.00? Answer was yes, if you would have wanted to lie about the cost. I told them at least I would have had the money I needed, why didn't they tell me when I called what they would loan me? Walked out the door, went to the Credit Union. Told exactly the same story, got the full $2,000.00 and bought the car. Have been with Credit Unions ever since.
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