Re: OT - I hate banks...

Posted by Billy NY on July 27, 2012 at 14:31:03 from (67.248.100.3):

In Reply to: OT - I hate banks... posted by Lyndon - AB on July 27, 2012 at 12:06:11:

Seeing you're on banks, you got some good responses, keep trying if its a business you really want to pursue, eventually you'll figure something out if its just the aged equipment thing, credit ok, business plan sound etc.

You want to have fun, just take a check drawn from a particular bank, preferably, not the branch its from, and try and CASH it !

Granted you bring good ID, 2 forms, really comical as to the response you'll get, I'll share 2 of my experiences below, have had many more just the same.

Don't y'all remember when you could do just that ? Mind you there are so many thieves that have caused the strict, policies the banks have now, its an example of how the innocent pays for what the criminals do.

I did try this a few years ago and was escorted out of the bank, had cashed checks there for a few months, even by the same woman who gave me the hassle about it. I know the branch manager, she was a good friend, can vouch I'm not a crook, my mother was one of her HS teachers, know these people for years, always took care of check cashing for me, say from customers I've done work for and regular paychecks if I needed too.

She was not there that morning, Pakistani woman, says you'll need another form of ID, gave her that, "No Sir" that is not acceptable, (whatever I had) She suggests I get a passport ! LOL !!! OK, fruit loop, the check is drawn from this bank, our payroll company is funded from this bank, your manager knows me, and I've cashed how many of the same checks here before, some at your window! What the heck ???? Passport eh ? How long you in this country ? I literally watched this bank being constructed when I was a kid, and the supermarket built next to it before that, and watched it close too, I've been here all my life, passport ? Really ? I live less than 1 mile down the road, and I gave you an enhanced drivers license that required several forms of ID and legitimate documents to be approved and accepted. All of this transpired calmly and politely, I just stood there waiting, she nods to some guy at a desk, he comes over, "Sir, I'm going to have to ask you to leave now, (exhibiting the protocol they are trained to diffuse potentially volatile situations) He proceeded to move his hand towards me and got a little too close. I turned and told him quite frankly, putting myself at a perfect distance to demonstrate my dislike for touchy bank employees, "I will now leave on my own accord, just touch me with that hand and I will own it, you will be embarrased. I then walked out, later I got a call from my friend the manager, told her it was nice knowing you all these years, have a nice life, never spoke to her again. She was upset at what I said to the person who directed me to leave, all to cash a darned check that I performed hard physical labor to earn, drawn from their bank, that they refused to cash.

I've been through it many times before, happened in NYC around the corner from the jobsite, darned ATM ate my card, could not get funds from another account for some reason, so I went to the bank, ID in hand, and check drawn from the same bank, sorry you have to have an account, we can open one right now, I said no, I need to cash this check, that is all, I don't even have enough fuel to get out of the city, food and other necessities, she said no, I said thats ok, can I speak with your manager, did that, added some colorful charm and he relented, their own stupid policies, you need an account, all a bunch of BS, I made my point with tact and the manager did the right thing and cashed the check, teller was overuled, but I had to push it to get it done. That alone just ticks me off, you cannot take a check to a bank its drawn from, and cash it, how ridiculous is that ?

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