what the bank is looking at, is a the year of the truck,and its vaue if they had to repo it,and sell it as soon as possible at any cost.due to the way the banking laws are set up any repo is a loss,no way around it. every day that they hold this and pay taxes storage etc is simply a greater loss.thats why often times a bank will not pay taxes on a piece of property and its sold for the taxes.since its not the BANKS money they loaned,but the investor/depositors and they didnt have any say in who gets a loan ,any unsecured loan is basicaly against the law.they by law should only loan money thats secured in some way. huge difference in whats allowed by a credit union or loan company and a bank. Its not that they simply do not want to loan you money,just that they have very strict rules they are supposed to follow.
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Today's Featured Article - Madison's County - by Anthony West. Philip Madison has been a good friend of mine for quite some time. He has patiently suffered my incessant chit chat on the subject of tractors for longer than I care to remember, and on many occasions he has put himself out, dropped what ever it was he was doing, to come and lend a hand cranking handles, or loading a find onto a trailer. Although he himself has never actually owned or restored a tractor, he was always enthusiastic and always around helping with other peoples projects.
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