what the bank is looking at, is a the year of the truck,and its vaue if they had to repo it,and sell it as soon as possible at any cost.due to the way the banking laws are set up any repo is a loss,no way around it. every day that they hold this and pay taxes storage etc is simply a greater loss.thats why often times a bank will not pay taxes on a piece of property and its sold for the taxes.since its not the BANKS money they loaned,but the investor/depositors and they didnt have any say in who gets a loan ,any unsecured loan is basicaly against the law.they by law should only loan money thats secured in some way. huge difference in whats allowed by a credit union or loan company and a bank. Its not that they simply do not want to loan you money,just that they have very strict rules they are supposed to follow.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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