Posted by NC Wayne on July 27, 2012 at 15:48:32 from (69.40.232.132):
In Reply to: OT - I hate banks... posted by Lyndon - AB on July 27, 2012 at 12:06:11:
I bought my house when I was 24. At the time they said I didn't make enough for them to give me one mortage loan for the full amount but could do a first and second mortgage and get me what I needed. The difference.......the payment on one mortgage for the full amount was going to be something like $700 per month...the payment on a first and second mortgage together was going to be more like $900 per month. In other words my income was too low to pay $700 per month, in their opinion, but they had no problem with me paying $900 out of the same income. That's utterly stupid, and to make matters worse is that to some educated idiot setting behind a desk making decisions, it makes perfect sense.....Go figure....
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