Posted by Banks on July 27, 2012 at 22:39:58 from (96.53.210.246):
In Reply to: OT - I hate banks... posted by Lyndon - AB on July 27, 2012 at 12:06:11:
The problem with banks is that you have to owe money in order to get money. Had you previously had 4 different vehicle/equipment loans and a mortgage, they would have loaned you the money in an instant! I always paid cash for everything but when I needed a new truck in 1987, the bank said I hadn't had a loan in a long time so would need a co-signer. I ended up going through Ford credit and needed a smaller down payment and the interest was only about .5% more with no co-signer. After I paid the truck off, they sent me a letter stating I had $25,000 instant credit for a new vehicle.
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