I have a house in the San Bernardino Natl Forest. Our fire dept requires us to have the area around the house cleared at all times, in three steps. First is no vegetation within 10 ft of the house, second is no dead vegetation over a certain height within (I believe) 30 ft of the house, and last is no dead branches or dead trees within (I believe) 50 ft of the house. Same rules apply to our propane tank. If we don't have it cleared, the fire dept will hire someone to clear it and we would have to pay. That's the only local regs I'm aware of, but we also have fire resistant comp roof and cement (Hardie) siding. I know some of the neighbors have wood siding, but it seems like everybody has fire resistant roofing. Sometimes it doesn't matter what you build with unless you go all concrete, since the embers from an intense wildfire will enter the structure thru vents in the roof or crawlspace.
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